There are plenty of companies vying for your spending. In fact, most retailers would far rather make even a minuscule profit rather than seeing you go to one of their competitors. They prefer their customers to be loyal – once they get you into the...
Author: David
There's little doubt that the personal computer, along with associated technologies like the world wide web and smartphone, is one of the most pervasive features of this century. Without one, you're severely hampered in your ability to learn new things, keep up with friends, express...
Seeing pay day come around every week or month can be a huge relief, especially if you're treading water financially and are finding it difficult to keep up with your obligations. Though you'd probably like to celebrate and relax your vigilance for a while, pay...
If the coronavirus epidemic has had one positive effect, it's the way it put telecommuting and other forms of remote work in the spotlight. This doesn't quite make up for the overflowing hospitals, mass layoffs, and various stripes of political tomfoolery, but the new emphasis...
Known as the most magical places on earth, Disney's resorts can easily become some of the most expensive, too. On the other hand, visiting one with your family may be a once-in-a-lifetime experience and is worth saving up for. As a rough guide, you can...
Once upon a time, people believed that a man should spend at least a whole month's salary on an engagement ring. The sole reason for this was a highly successful advertising slogan and, while this notion is still prevalent, it's total nonsense. If this is...
The technical definition of a "barter economy" can get surprisingly complex, but we all understand it instinctively. Every one of us, whether we realize it or not, takes part in it too. If, at a potluck lunch, I take some of your salad in exchange...
Cold, hard cash is not without its charm, but carrying a lot of it means running the risk of theft. Personal checks and credit cards are safer, but not immune to fraud, not accepted everywhere and can come with high fees. Fortunately, financial services companies...
Today, we have a bewildering array of options when it comes to handing over money: checks, credit and debit cards, Paypal, wire transfers, more cryptocurrencies than you can shake a blockchain at, and of course hard cash. Money orders, though a little old-fashioned, still have...
In the modern world, your digital devices may as well be called mental prostheses. They help you to remember better, observe more of the world, communicate more easily...really, they're literally nothing less than an extension of your central nervous system. This is unbelievably convenient, a...
When it comes to your personal finances, the two things you should be able to trust absolutely are your pocket calculator and your bank. Your paycheck may not be around in three months, economists might as well be reading tea leaves in 2020, but your...
Dealing with your bank can be, well, intimidating. You probably don’t know how things work behind the scenes, which can easily make consultants seem like they’re being overly condescending. Also, when you’re asking for a loan or a new credit card, all the power is...
While not all unforeseen events are adverse, the big ones that affect your future tend to be negative surprises. This possibility of unanticipated financial hardship means you may need to alter the way you manage money. Planning and saving now will make those emergencies and...
As we've seen in another article here on ProMoneySavings, it is indeed possible to make money from your garden. Many ways of doing this, unfortunately, require you to make a major commitment, either spending a lot of time sweating in the sun or essentially giving...
Have you always wondered how some people are born entertainers? Their celebrations are always lavish, well-decorated, and impeccably organized. Though you must have a gift for throwing a sensational party, the limits of your budget play a significant role, too. Still, don’t despair if your...