When you think about it, it's really weird how many people are willing to teach you how to spend more money on groceries: telling you to buy this brand of cereal because it has a cartoon theme, supermarket tomatoes taste better than those from a...
Author: David
It is possible to go through life without a bank account, as about 14 million Americans do. It's not ideal, though: cashing checks at a cash advance store instead of depositing them is expensive while getting your salary by direct deposit makes payday come a...
Credit cards, without a doubt, are a real cash cow for the banks – to the tune of $163 billion in 2016. Sometimes, this means that consumers get it in the neck: a combination of loose legal requirements, an easy application process, and vigorous advertising...
Owning a checkbook sometimes makes life easier, but checks can be finicky beasts. Not knowing how to write a check correctly can actually cost you money: you may be penalized for late payments if it can't be processed quickly, banks charge a "returned check" fee...
Cold, hard cash is not without its charm, but carrying a lot of it means running the risk of theft. Personal checks and credit cards are safer, but not immune to fraud, not accepted everywhere and can come with high fees. Fortunately, financial services companies...
Today, we have a bewildering array of options when it comes to handing over money: checks, credit and debit cards, Paypal, wire transfers, more cryptocurrencies than you can shake a blockchain at, and of course hard cash. Money orders, though a little old-fashioned, still have...
When it comes to your personal finances, the two things you should be able to trust absolutely are your pocket calculator and your bank. Your paycheck may not be around in three months, economists might as well be reading tea leaves in 2020, but your...
Being an adult comes with many responsibilities, maintaining a great credit score being one of those. This financial image reveals your trustworthiness towards banks. They use that number to decide whether you are worthy of getting loans for bad credit with no bank account or...
Dealing with your bank can be, well, intimidating. You probably don’t know how things work behind the scenes, which can easily make consultants seem like they’re being overly condescending. Also, when you’re asking for a loan or a new credit card, all the power is...