Christmas may be the most wonderful time of the year, but the rest of 2020 honestly hasn't been all that marvelous. We're all in need of a little good cheer. Be that as it may, though, families should be careful not to overspend during the...
Author: Joseph
Anything you own but don't enjoy is really a burden, not an asset. That treadmill you thought was going to turn you into Usain Bolt? It may as well be a clothes drying rack if that's all you use it for. The painting you thought...
How do you eat an elephant? One bite at a time, of course. Achieving financial independence works in much the same way: unless you win the lottery, the only way to prosper is to do the little things right, time after time. So much for...
A computer without the right software is little more than an expensive paperweight. The good news is that you don't have to blow your budget on apps: in many cases, free software can help you accomplish your tasks and is often just as good as...
Human resources is one of the few professions where a kid with a two-year degree can have immense power over the future of someone who earns three times as much as they do. I'm not saying this in an attempt to excuse the prima-donna attitude...
Birds of a feather flock together, the clothes make the man, dress for the job you want, first impressions matter: clearly, if you want to be accepted, stand out and get ahead, good wardrobe choices are as important as having a nice personality. This shouldn't...
Plenty of people right now are looking for a side hustle they can do from home. If you have a bubbly personality, the ability to make people laugh or think, or a particular skill like decorating cupcakes, teaching yoga, or pruning fruit trees, starting a...
Cars wear out, they burn gasoline and rubber, their parts need to be replaced every so often and – occasionally – they bump into something or are bumped into. All of the above costs money over and above the purchase price, which makes owning an...
Cable TV used to be as much of a leap over aerial broadcast as color sets were over black and white. The ability to get a hundred or more channels in crisp quality seemed miraculous at the time and was well worth paying for. Today,...
Money is always tight, but during the current epidemic, earning a few hundred dollars extra a month can be a matter of survival. Between the lockdown, its effects on the economy and ongoing social distancing, new opportunities seem to be few and far between. There's...
A single outfit you wouldn't be ashamed to wear to an interview, from shoes to scarf, can easily cost over four hundred dollars. Men have it somewhat easier: the average American woman spends 76% more on clothes; $205 compared to $117 per month. Even if...
As the wise man said, you have nothing if you don't have your health. Even being rich sucks if you're sick. The problem, of course, is that healthcare is not free in America – not by a long shot. No fewer than two-thirds of all...
Did you know that the money you hide under your mattress, in a cookie jar or between the sofa cushions is slowly disappearing? There's a little leprechaun called inflation running around, and he likes nothing better than shaving a few cents off every dollar you...
It's a given that you'll be spending some money each month. Ideally, you'll try to limit your expenses, but groceries, clothing and – if you want to participate in modern society – electronics aren't really optional. Now, here's the thing: vendors want your business. They're...