One way of saving money involves living in a damp, windowless apartment, feeding pigeons for entertainment instead of going out, and forgetting about ever having kids. Let's call that Plan B. A more sustainable (and definitely more pleasant) option is to continue doing the things...
Category: Banking
Millions of Americans aren’t sure how to choose the best bank for their needs or how to keep a healthy bank score. Check out this category to find our insightful banking tips and save precious time for other tasks.
Today, we have a bewildering array of options when it comes to handing over money: checks, credit and debit cards, Paypal, wire transfers, more cryptocurrencies than you can shake a blockchain at, and of course hard cash. Money orders, though a little old-fashioned, still have...
In the modern world, your digital devices may as well be called mental prostheses. They help you to remember better, observe more of the world, communicate more easily...really, they're literally nothing less than an extension of your central nervous system. This is unbelievably convenient, a...
When it comes to your personal finances, the two things you should be able to trust absolutely are your pocket calculator and your bank. Your paycheck may not be around in three months, economists might as well be reading tea leaves in 2020, but your...
Dealing with your bank can be, well, intimidating. You probably don’t know how things work behind the scenes, which can easily make consultants seem like they’re being overly condescending. Also, when you’re asking for a loan or a new credit card, all the power is...
No matter your financial ladder position, you can always turn your finances around and eliminate debt. All you need is a detailed plan and determination to bring your objectives to fruition. Of course, the first step is always the hardest to make. To help you...
Have you ever read Oliver Twist? The only tragedy surrounding this book, for most people, is that they're forced to read it at school. The truth is far darker: it is essentially based on a real-life story. When he was 12 years old, Charles Dickens'...
"What does not kill you makes you stronger." Words such as these are comforting to hear when you've just suffered a disappointment, but "lethal" and "fortifying" aren't the only two categories out there. It's unfortunately easy to think of many examples of harmful things which...
Owning a checkbook sometimes makes life easier, but checks can be finicky beasts. Not knowing how to write a check correctly can actually cost you money: you may be penalized for late payments if it can't be processed quickly, banks charge a "returned check" fee...
Having a bank account makes life a lot easier: your money is safe, accessing it is convenient, you can get your paycheck a few days sooner with direct debit, automating bill payments is easy, and saving money for the future becomes much simpler. A bank...
It is possible to go through life without a bank account, as about 14 million Americans do. It's not ideal, though: cashing checks at a cash advance store instead of depositing them is expensive while getting your salary by direct deposit makes payday come a...