Did you know that about 28% of Americans have no emergency fund? Bankrate reports that less than 20% of US adults can cover six or more months' expenses with their current savings. These numbers reveal that when a person thinks, “I need money now,” they...
Tag: personal loans
Tax season is a lot like Christmas, except the Grinch is back and he's brought a flamethrower. Especially if you've left preparing your return too late or haven't saved your receipts, it can be hell on a skateboard. The news isn't all bad, though: you...
An estimated 4 in 5 of Americans live paycheck to paycheck, with practically no financial cushion if something unexpected should happen. Having insurance can certainly help, but no policy covers every eventuality and in any case, takes some time to pay out. One solution to...
Christmas is that time of year when you can spend some stress-free time with your family (or, at least, the week or so when your principal source of stress is your family). However, as sure as bells jingle, those Grinchey bills are going to come...
One of the most powerful financial lessons anyone can learn is simply this: what’s good for the bank isn’t necessarily good for you. More specifically, what a particular bank wants for you isn’t always your best option. When you’re looking for the best place to...